It won’t be long before school is closed for the summer. Many parents still have to work full-time jobs and, therefore, need a safe place for their kids to be during the day. Rather than allowing them to sit on the couch all summer (and let their brains turn to mush), most parents try to get their children enrolled in summer camp.
Camps provide a safe environment for children to learn, socialize, and explore when school is out. It’s a great opportunity for children to have fun and evolve academically, but for some parents, the cost is too high. If you find a summer camp to be too expensive there are ways to find financial relief.
Choose the Right Summer Camp
Not all camps are created equal and neither are their rates. If you want to save money it’s all about choosing the right camp. Before you jump on the first enrollment application you receive, look to see if there are camps nearby that are less expensive. You can check with city hall or your child’s school to learn about government funded and public camps which tend to be more affordable.
Send Them Part-Time
Perhaps you can’t afford to send the kids to camp 5 days a week. There are some organizations that will allow you to send your children just a few times a week at a lower rate. It still gives them something to do but doesn’t break your budget.
Take Out a Small Loan
A short-term loan may provide you with the funds you need to pay for summer camp this year. Instead of going through the hassle of trying to haggle with the bank about your credit rating and collateral, you can see if you qualify for installment loans for bad credit. You could get as much as $1250 deposited into a checking account within a business day. Then, make small monthly payments to pay off the balance.
Ask About Scholarships
Lots of private camps will offer an opportunity for low-income families to enroll through a scholarship program. Keep in mind that there are usually only a few slots available per camp. Chances are you’ll need to submit financial information to qualify so make sure that you apply well in advance.
If you’re not eligible or the camp doesn’t offer scholarships they do often have other options for parents who are having a hard time covering the costs. You may be able to enter a payment arrangement. This would require you to submit a partial payment upfront and then make weekly, bi-weekly, or monthly payments until the camp tuition is paid in full.
Crunch Some Numbers
You may have to analyze your budget for the next few months to see where you can cut back to afford summer camp. It may be necessary for you to skip the coffee runs, eating out, and other splurges you’re used to throughout the year.
There’s no denying that summer camp for kids is expensive, but they are a great alternative to taking off from work or having your kids sit home all day doing nothing. Don’t let a limited budget keep your kids from enjoying their break. If you’re having a hard time figuring out how to afford camp this year for your kids, consider the options listed above.